Side-by-side at $1,000,000 qualified income, 37% bracket

FieldIllinoisIndiana
Statute35 ILCS 5/201(p) (IL Income Tax Act PTE election); effective tax years ending on or after December 31, 2021Ind. Code IC 6-3-2.1 (Pass-Through Entity Tax); SEA 2 (2023), retroactive to tax years beginning 2022
Election deadlineAnnual election made on a timely-filed original Form IL-1065 or IL-1120-ST (including extensions). Election is irrevocable after the extended due date.[PLACEHOLDER: state DOR cite] — Form IN-PTET election deadline to be pinned to in.gov/dor/files/ptet-instructions.pdf.
Rate4.95% flat2.95% flat
Owner creditrefundablerefundable
Composite interactionstacksstacks
§199A QBI reductionYesYes
Last verified2026-05-112026-05-12

Reference federal-arbitrage computation

Both scenarios assume $1,000,000 qualified net income, a 37% owner federal bracket, and no apportionment. Both reduce §199A QBI base proportionally; net benefit shown is the federal SALT-arbitrage less the rough QBI offset (~20% × bracket × entity tax).

Illinois — entity tax + federal deduction
QBI·IL rate·Bracket= Federal deduction (gross)
$1,000,000×5%×37%=$18,315

Entity-level tax: $49,500. Net of QBI offset (~$3,663): $14,652.

Indiana — entity tax + federal deduction
QBI·IN rate·Bracket= Federal deduction (gross)
$1,000,000×3%×37%=$10,915

Entity-level tax: $29,500. Net of QBI offset (~$2,183): $8,732.

Why owners with K-1 income across these two states care

Illinois and Indiana interact in three ways that matter to a multi-state K-1 holder: (1) independent elections — each state's PTET is its own election with its own deadline and form, so a missed IL deadline does not affect IN; (2) aggregate federal deduction — the entity-level tax paid to BOTH states is deductible at the federal entity level under IRS Notice 2020-75, so the federal arbitrage compounds; (3) composite-return interaction may differ — see each state's row above.

Run the multi-state picker pre-filled with both jurisdictions:

Federal anchors